Question | Yes | No |
---|---|---|
Does the name on the app match the name on the credit? | ||
No Additional Action Required | ||
Are the names misspelled? | ||
Does the spelling on the app match the applicants? | ||
Note the app "name misspelled on credit. Verified correct spelling within ID" | ||
Update the name on the app to match the ID. Note the app "name misspelled on app. Updated name to match Id." | ||
Are the names different? | ||
Does the name on the app match any of the AKAs? | ||
No additional action required | ||
Obtain verbal verification of AKA. Note app "Name mismatch verified. Applicant verified AKA." | ||
Ask the applicant "Have you ever applied for credit under another name?" | ||
Ask the applicant for proof of name change. Was proof obtained? | ||
Email FRAML. They will determine how to proceed on a case by case basis | ||
Upload proof to the app. Note the app "Verified name mismatch. Obtained proof of name change." | ||
Do not move forward email FRAML |